Posts

Mo’ Money, Mo’ Taxes: How a Surprise Tax Bill Set me up for Future Success

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Hey All, today I have a special guest feature from Finance G.Y.L.T. (Getting Your Life Together). As a part of my blog, I host a segment called the Bounce Back. The point is to show that we all make mistakes that hurt us financially but instead of giving up or accepting it as is, you can take action and Bounce Back!

5 Easy Ways to Lower Your Monthly Expenses From Your Couch

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Side-hustles are all the rage right now. Selling products online. Affiliate marketing. Driving for Uber and/or Lyft. Writing a book or monetizing your blog. There are tons of options and looking for alternative ways to make extra money is great but let’s face it, not everyone has the time to do so. So how can you increase your available cash without an additional source of income? Simple, you lower your monthly expenses.

Using Subscriptions Strategically: How to Stream Your Favorite Shows without Killing Your Wallet

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I cut the cord in 2017. This was a big decision for me. As someone who lives alone I use the television as background noise. I’m also that person that needs it to fall asleep at night. So deciding to get rid of cable was an action met with hesitation. However, the cost - roughly $134 at the time (which included the internet) and constantly rising every year made me decide that in order to save money this was something I would need to do. But I didn’t want to make the cut until I knew I had streaming services in place that still met my needs.

Tackling Debt: To Snowball or to Avalanche that is the Question?

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Tackling debt can be daunting. But when you have multiple debts you need to pay off, the task can seem intimidating and become overwhelming for many. I remember, being in my mid-twenties saddled with an undergraduate student loan, a personal loan, a car loan, credit card debt, and a graduate student loan looming around the corner. I knew I had to figure out a way to address this debt and fast. So, I did what I always do when I want to learn something - I Googled it 😆. I started reading articles about different methods to use to pay off debt. This is how I initially learned about the Snowball and Avalanche methods. In my opinion, both methods are ultimately beneficial because they use strategy (whether based on emotion or logic) to help you pay off your debt.

Black and Tired but I Still Gotta Get Involved & Vote

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Hey Guys, this is Part 2of a special guest feature post from my girl Lillybit! If you haven't had a chance to read Part 1 (10 Ways to Overcome Reasons/Excuses to Not Vote) I would urge you to go check it out.  Hopefully, you all will enjoy, while learning in the process.😀